Metal roofing is one of the strongest and most durable roofing options for homes and commercial buildings. It can withstand the elements and perform well in various weather conditions. That’s why it is possible for your homeowner’s insurance premiums to go down after installing a metal roof.
In this post, top-rated roofing company WaynCo Roofing, LLC shares more information on how the installation of a metal roof can affect your insurance premiums.
Can Metal Roofing Decrease My Insurance Premiums?
It’s true that many homeowners were able to lower their insurance premiums after switching to a metal roof system. However, this may not be applicable to all homeowners because insurance companies would have to consider the unique circumstances of every case.
For starters, insurers need to take the existing roof system into account when making adjustments to a homeowner’s premiums. Wood shake roofing, for instance, typically comes with a greater risk of fire. So if you have a wood shake roof, some insurance companies might see this as a disadvantage and not agree to a lower premium.
Nevertheless, other insurance companies may have a different perspective. They might consider your metal roof as an upgrade that would make your home more durable and less susceptible to fire and water damage. Thus, they may offer discounts on your premiums.
What Are the Advantages of Metal Roofing?
Your roofer may still encourage you to go with metal roofing even if your insurance company does not offer you lower premiums. Metal roofs can provide several advantages that are worth considering, such as:
- Energy efficiency – Metal roofing can reflect heat and help cool your home during the summer. In the winter, it can contribute to better insulation. Ultimately, these mean energy savings throughout the year.
- Longer warranties – Metal roofs can last for as long as 40 years, so they usually come with longer warranties.
- Eco-friendly material – Metal roofs are 100% recyclable, so they do not end up at a landfill once they reach the end of their life span.
WaynCo Roofing, LLC is one of your best options if you’re looking for a roofer near me. With over 30 years of experience in residential and commercial roofing, you can count on us for excellent workmanship and customer service. Call us at (704) 387-3392 or complete our contact form to get a free estimate.